Get mental health care covered by Cigna. Find in-network and out-of-network Cigna therapists. Compare platforms and pricing.
Yes, Cigna covers mental health therapy and psychiatric care. Coverage includes:
Most Cigna plans have a copay of $15-$50 per therapy session. Some plans cover therapy after meeting your deductible. Check your specific plan documents for exact amounts.
Cigna has an extensive network of in-network therapists and psychiatrists. Using in-network providers typically saves money and reduces your out-of-pocket costs.
Use Cigna's Find Care provider search or call the customer service number on your Cigna card.
| Platform | Cigna Accepted | Price Range | Get Started |
|---|---|---|---|
| BetterHelp | ✗ | $60-$100/week | Visit |
| Talkspace | ✓ | $65-$99/week | Visit |
| Grow Therapy | ✓ | $30-$100/week (varies by insurance) | Visit |
| Alma | ✓ | $0-$300/session (sliding scale) | Visit |
| Cerebral | ✗ | $40-$80/week | Visit |
Check with each platform for current Cigna acceptance. Coverage may vary by location and plan.
Use Cigna's provider directory or call their customer service to find mental health professionals (therapists, psychologists, psychiatrists) in your area who accept Cigna.
Contact the provider directly to schedule your first appointment. Many providers can see you within 1-2 weeks.
At your first appointment, bring your Cigna member ID card and any required paperwork. You'll pay your copay at the visit.
Work with your therapist on goals and treatment. Most insurance plans don't have session limits - treatment continues as long as medically necessary.
Yes, Cigna covers mental health therapy. Visit cigna.com to check your specific plan's coverage details.
Cigna copays typically range from $20-$50 per session. Out-of-network costs depend on your plan.
Yes, Cigna covers many online therapy platforms and telehealth services for mental health.
Most Cigna plans don't have specific visit limits for therapy. Coverage is based on medical necessity as determined by your provider.
Use Cigna's Find Care tool on their website, or call customer service. You can also check with online therapy platforms that accept Cigna.
Use our matching quiz to find therapists in your area who accept Cigna insurance.
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